PROGRAMMES · KASIH FINANCE · MALAYSIA
Three Programmes, Three Areas of Life That Matter
Each programme addresses a distinct financial challenge — and each can stand on its own or complement the others.
Back to HomeOur Teaching Approach
Every programme at Kasih Finance follows the same underlying structure: concept, context, application, and reflection. We introduce an idea, ground it in the Malaysian financial environment, walk through how it applies to typical situations participants face, and then make space for personal reflection and questions. No session ends with a pitch.
Our facilitators treat participants as informed adults who have lived through economic cycles, made financial decisions, and built up real knowledge of their own situation. The sessions are conversations, not lectures. Materials are designed to be used after the programme ends — not just during it.
PROGRAMME 1 · 2 SESSIONS
Financial Scam Awareness Workshop
A two-session workshop covering the financial scams most frequently used against Malaysians — phone fraud, investment schemes, online phishing, love scams, and money mule recruitment. Led by a facilitator with direct consumer protection experience at Bank Negara Malaysia, using real local case examples throughout.
What Participants Gain
- Ability to identify red flags in phone calls, messages, and online interactions
- Knowledge of how to report scams to BNM, PDRM, and MCMC
- Practical protective measures for digital accounts and banking
- Scam-prevention reference card to keep and share with family
Session Structure
Scam landscape in Malaysia — types, scale, and who is most targeted
Protective strategies, reporting channels, and case review discussion
RM 650 per participant
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PROGRAMME 2 · 3 SESSIONS
Multi-Currency Savings Education Course
A three-session course exploring how foreign currency savings fit within a Malaysian financial plan. Designed for those with international financial interests — children studying abroad, future travel plans, or overseas income — this course explains currency diversification in plain terms, without pushing any particular product.
What Participants Gain
- Understanding of how foreign currency accounts work in Malaysia
- Clear view of USD and SGD savings strategies for Ringgit-income households
- Framework for thinking about exchange rate movements and their personal impact
- Currency allocation planning worksheet to complete and retain
Session Structure
How foreign currency accounts work — Malaysian regulatory context
USD and SGD strategies — risks, opportunities, and practical allocation
Exchange rate movements — planning worksheet and personal application
RM 1,450 per participant
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PROGRAMME 3 · 6 SESSIONS + 3 FOLLOW-UPS
Integrated Retirement and Legacy Programme
A six-session programme that treats retirement and legacy preparation as one connected strategy — because for most people in their forties and fifties, they are. Covers retirement income design, healthcare contingency, lifestyle budgeting, will and trust preparation, charitable giving, and family financial briefing facilitation. Includes three follow-up sessions and a combined plan document.
What Participants Gain
- A unified retirement and legacy plan document tailored to their situation
- Understanding of Malaysian will and trust structures
- Approach to healthcare contingency within retirement income design
- Preparation for a family financial briefing conversation
- Three follow-up sessions for questions that surface after the main programme
Session Overview
Retirement income design and EPF context
Healthcare contingency and lifestyle budgeting
Will and trust preparation in Malaysia
Charitable giving structures
Family financial briefing preparation
Combined plan review and integration
RM 3,350 per participant
Enquire NowWhich Programme Suits You?
Use this guide to think about which programme fits your current situation. Many participants attend more than one over time.
| If your main concern is... | Scam Awareness | Multi-Currency | Retirement & Legacy |
|---|---|---|---|
| Protecting savings from fraud | — | — | |
| Child studying or retiring overseas | — | — | |
| Ringgit fluctuation and savings goals | — | — | |
| Planning retirement income in Malaysia | — | — | |
| Will, trust, and estate preparation | — | — | |
| Talking to family about finances | — | — | |
| General digital safety awareness | — | — |
Not sure which to choose? Contact us and we will help you decide.
Shared Standards Across All Programmes
Data Privacy (PDPA 2010)
Participant information is handled in line with Malaysian law. Nothing is shared with third parties without consent.
Regulatory Accuracy
All content is reviewed against current BNM guidelines and Malaysian legislation before each cohort.
No Product Promotion
No financial product, fund, or service is promoted or sold during or after any programme.
Capped Cohort Sizes
Small groups ensure genuine participation and allow facilitators to address individual questions properly.
Participant Feedback
Every cohort completes a feedback review. Results are used to improve content — not for testimonials.
Flexible Session Timing
Weekday evenings and weekend mornings available throughout the year to suit working adults and semi-retirees.
Programme Fees
All fees are quoted in Malaysian Ringgit (RM) and are all-inclusive — no additional charges, no hidden costs.
2 SESSIONS
Scam Awareness Workshop
RM 650
per participant, all materials included
- 2 guided sessions
- Scam-prevention reference card
- Q&A time with facilitator
3 SESSIONS
Multi-Currency Savings Course
RM 1,450
per participant, all materials included
- 3 guided sessions
- Currency allocation worksheet
- Q&A time with facilitator
6 SESSIONS + 3 FOLLOW-UPS
Retirement & Legacy Programme
RM 3,350
per participant, all materials included
- 6 guided sessions
- Combined plan document
- 3 follow-up sessions
- Phased payment available
Ready to Ask a Question?
We are happy to talk through which programme suits your situation before you make any decision.
Contact Us